TRICARE and Transitioning from the Military

Post date: Oct 14, 2014 3:02:58 AM

Week of October 13, 2014

As you transition from the military, you must continue to have health care coverage under the Affordable Care Act. TRICARE offers the Continued Health Care Benefit Program (CHCBP), which is a premium-based health care program that acts as a bridge for beneficiaries transitioning from military health benefits to a new civilian health plan. Former active duty servicemembers and their families are eligible for 18 months of CHCBP. Beneficiaries must purchase and enroll in CHCBP within 60 days of losing TRICARE eligibility. For more information about CHCBP, visit the CHCBP webpage at, download the Continued Health Care Benefit Program Brochure and the Continued Health Care Benefit Program Fact Sheet.

Continued Health Care Benefit Program

The Continued Health Care Benefit Program (CHCBP) is a premium-based plan that offers temporary transitional health coverage for 18-36 months after TRICARE eligibility ends. If you qualify, you can purchase the CHCBP within 60 days of the loss of TRICARE eligibility.

  • The CHCBP acts as a bridge between military health benefits and your new civilian health plan.
  • Coverage is similar to TRICARE Standard, including prescriptions at network pharmacies or through home delivery.
  • Provides the minimum essential coverage required by the Affordable Care Act, but it is temporary. You should consider your options for when CHCBP ends. >>Learn More

Eligible Beneficiaries

You may qualify to purchase the CHCBP in the following scenarios. In all cases, the service member's separation must be under "other than adverse conditionsYou must have an "honorable" or "general" discharge to qualify.."

If you were qualified for one of TRICARE's premium-based plans (e.g. TRICARE Reserve Select [TRS], TRICARE Retired Reserve [TRR], or TRICARE Young Adult) before your loss of eligibility, that coverage must have been purchased and in place at least one day before the loss of TRICARE eligibility for you to qualify to purchase CHCBP when that coverage ends.

*Unremarried former spouses may qualify for additional coverage. Please check with Humana Military for details.

CHCBP Contractor

Humana Military, a division of Humana Government Business, is the CHCBP contractor. Humana Military provides services for enrollment, authorization, claims processing and customer service. For more information about CHCBP or to see if you qualify: